You had somewhere to be. Work, home, meeting a friend, just another drive through Minneapolis. Then, in an instant, none of that mattered. Another driver’s negligence put you here, sorting through injuries, medical visits, and a vehicle that might not even be drivable.
And while you’re trying to heal, everything else piles up. Bills, lost income, calls that go nowhere, and a system that seems designed to make this more complicated than it should be. You didn’t ask for any of this, but you’re the one dealing with it. That’s where we step in.
For over 60 years, Meshbesher & Spence has helped Minnesotans when a car crash turns life upside down. Our firm has recovered more than $1.1 billion for injured clients and earned recognition in Best Law Firms. We bring that experience to every claim, whether an insurer is questioning your injuries or refusing to accept responsibility for a crash.
Call (612) 339-9121 or contact us online for a free consultation with a Minneapolis car accident lawyer. There are no attorney fees unless we win your case.
“I’ve sat with clients who tell me they just want things to go back to the way they were before the crash. But the truth is, nothing feels simple after something like this. The bills keep arriving, mobility isn’t the same, and the whole process feels stacked against them.
People come to us because they need someone to step in and make things right. That’s exactly what we do.”
— Car Accident Attorney Andrew Davick
Some firms push clients toward a quick payout. That may work for them, but it won’t cover everything you’ve lost. When you’re dealing with medical bills, insurance adjusters, and lost income after a crash, you need more than just legal advice. You need a legal team that delivers results.
Here’s why Minneapolis car crash victims choose Meshbesher & Spence:
Our firm has been a pillar of Minnesota’s legal community for decades. We’ve handled thousands of car accident cases and recovered millions for injured clients. That experience includes cases where insurers disputed who caused the collision, blamed injuries on earlier medical conditions, or offered settlements before the full extent of the damage was known. We know which questions to ask and what evidence to look for when the insurance company’s version of events doesn’t add up.
We believe that every victim deserves access to justice, regardless of their financial situation. That’s why we work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win your case.
We’re not a national firm with a rotating staff. We’re Minnesotans, born and raised, and we’re proud to serve our Minneapolis neighbors with the care and respect they deserve. From your first consultation to the resolution of your case, you’ll work directly with a skilled attorney who’s committed to your outcome.
Our familiarity with Minneapolis roads and Minnesota insurance law matters when an accident involves icy intersections, freeway merging collisions, or drivers who disagree about what happened. We understand the local conditions that can affect a crash and the evidence needed to investigate it.
At Meshbesher & Spence, we don’t let car crash cases get rushed or undervalued. For over 60 years, we’ve secured more than $1.1 billion for Minnesotans by proving what was lost and refusing to settle for less than what’s fair.
Our track record includes a $7.1 million settlement for a young man injured by a drunk driver and a jury verdict exceeding $300,000 in a disputed rear-end collision case. More than 1,000 satisfied clients and our Best Law Firms recognition reflect the trust people have placed in our attorneys.
Call our car accident legal team at (612) 339-9121 or contact us online for a free consultation. We’ll take the time to understand your situation, explain your legal options in plain English, and fight for every dollar you’re owed.
“I was hit in a motor vehicle accident and knew I needed help. Meshbesher & Spence helped me out a lot by listening to my concerns and seeking compensation for my loss. They advocated for me and stood up for my rights. Suffering from an injury is never easy, but their help eased my suffering and gave me confidence. If you were injured in an accident, don’t hesitate to call them for professional help that gets results.”
— Scott W. | Client
Many people don’t realize that after a car accident, you’re not required to give the other driver’s insurance company a recorded statement right away, and even small comments about how you’re feeling or what happened can end up working against you. These conversations can feel casual, but they’re anything but.
It might seem like a routine follow-up, but these insurance calls are often designed to gather information that could later be used to minimize or deny your claim entirely.
An adjuster might ask, “Are you feeling better?” or “Have you ever had back pain before?” Those questions sound harmless, but the answers can be taken out of context. Saying you feel better on a good day doesn’t mean you’ve recovered. Having an old injury doesn’t mean the crash caused no new damage.
Be careful with requests for medical authorizations, too. A broad authorization can give the insurer access to records that have little to do with the accident. Before signing, find out what records the company wants and why.
There’s an important difference between the other driver’s insurance company and your own. Minnesota’s no-fault system requires cooperation with your insurer when seeking Personal Injury Protection (PIP) benefits. Ignoring legitimate requests for records or other information can create problems with those payments.
If you’ve already been contacted or expect a call soon, it’s a good idea to speak with a lawyer first. Once you hire us, we handle communications with the opposing insurer, review requests for information, and negotiate on your behalf.
In Minnesota, car accident claims can be complicated because of the state’s no-fault insurance laws. Your own insurance (PIP) covers some medical bills and lost wages no matter who was at fault, but to pursue pain and suffering damages from another driver, your injuries must meet one of Minnesota’s legal thresholds, such as:
Other statutory thresholds include death and permanent disability. Financial losses that aren’t covered by no-fault benefits are treated differently from pain and suffering claims.
Proving your case also means showing another driver or party’s negligence caused your injuries, which may involve accident reports, witness statements, and other evidence.
One mistake we see is assuming the police report settles everything. Officers often arrive after the collision, and the drivers involved can give conflicting accounts. Our attorneys look at vehicle damage, the location of the impact, witness statements, and available video to find out what actually happened.
You also don’t need to wait until your treatment is finished before contacting an attorney. Early involvement gives us time to identify insurance coverage, obtain evidence, and address questions about fault while the details are still fresh.
These rules can be confusing, and insurance companies don’t make it easier. Our Minneapolis car accident lawyers know the laws, the deadlines, and how to build a strong case.
Some drivers speed through intersections without looking. Others follow too closely, leaving no room to stop. A glance at a phone, a risky lane change, or ignoring a red light can all lead to a crash that leaves people injured and searching for answers.
The Minneapolis car accident attorneys at Meshbesher & Spence represent clients injured in:
Minneapolis collisions can involve several contributing factors. A rear-end crash on I-35W during rush hour can raise questions about following distance and sudden braking. A turning collision on Lake Street can involve disputed traffic signals or a driver’s failure to yield. During winter, insurers can point to icy pavement even when a driver was traveling too fast for the conditions.
Our attorneys investigate the circumstances of each crash rather than accepting the initial explanation offered by an insurance adjuster.
An 18-year-old was hit by a drunk driver, suffering severe orthopedic injuries and a traumatic brain injury. The other side claimed his pre-existing ADHD and depression were the real issue.
Meshbesher & Spence proved otherwise. Before trial, the case settled for $7.1 million, securing his future and holding the reckless driver accountable.
Even with airbags and seatbelts, a car crash puts enormous stress on muscles, bones, and nerves, leading to serious injuries such as:
Not every injury is apparent at the scene. A driver can walk away from a collision and develop headaches, dizziness, or increasing back pain hours or days later. Getting checked by a doctor and reporting new symptoms helps establish what happened after the crash.
Insurance companies sometimes question injuries when treatment is delayed or medical appointments are missed. If you have trouble attending appointments because of transportation, work, or other obligations, tell your healthcare provider. Keep copies of discharge instructions, referrals, and treatment records so there is an accurate account of your recovery.
Car accidents don’t just cause physical injuries. The National Institute of Mental Health identifies motor vehicle accidents as events that can lead to PTSD. Flashbacks, panic attacks, and anxiety can make driving or even riding in a car overwhelming. Some people change their routines to avoid it altogether. These reactions can occur after a traumatic experience.
After a car crash, you want to know how you can get paid for all the trouble and expense.
Because Minnesota is a “no-fault” state, your first step is usually to get payment from your own insurance company through your Personal Injury Protection (PIP) coverage. This covers some medical bills and lost wages, no matter who caused the crash.
Minnesota requires basic PIP coverage of at least $40,000 per person, divided into $20,000 for medical expenses and $20,000 for nonmedical economic losses. Those benefits have payment limits and eligibility rules, so they won’t necessarily cover every bill or every dollar of lost income.
If your injuries meet Minnesota’s legal thresholds, you can pursue compensation for pain and suffering from the driver who caused the accident. You can also seek certain financial losses that your no-fault benefits don’t cover.
To collect damages from the at-fault driver, we must prove they were negligent. Once we prove fault, we work to recover all your losses, like medical bills that go beyond what your PIP coverage paid or compensation for wages you lost from missing work.
Problems can develop before a claim against the other driver even begins. Your own insurer can question whether treatment is necessary, dispute a bill, or request additional information before paying benefits. Our attorneys help clients understand which insurer is responsible for which expenses and address disagreements that interfere with payment.
If the insurance company won’t offer what’s fair, we won’t hesitate to take them to court and make them answer for every dollar they tried to deny you.
The Costs of a Minneapolis Car Crash Add Up. Know Your Options.
Medical bills don’t wait. Missed work takes a toll. Recovery after a car accident is hard enough without the stress of unplanned expenses. Minnesota law allows those injured by a negligent driver to seek compensation for what they’ve lost.
If your PIP benefits are running low, medical bills are being denied, or the other driver’s insurer is pushing for a settlement, talk with our attorneys before making a decision that affects your claim.
Call (612) 339-9121 or contact us online for a free consultation.
While Minnesota ranks among the safest states nationally for traffic fatalities, Minneapolis tells a different story. Driving in Minneapolis is riskier than many people realize.
According to the City’s Vision Zero data, around 150 people are killed or seriously injured on city streets every year. And while only 9% of streets are classified as “High Injury Streets,” those areas account for two-thirds of the most severe crashes. The dangers are even greater for pedestrians and cyclists, who make up over 40% of serious injuries and deaths, despite being a small portion of total road users.
It’s wise to be extra cautious when you’re driving through these known problem spots. City data and accident reports have identified safety concerns along several busy Minneapolis corridors, including:
These locations present different challenges. Lake Street and Lyndale Avenue carry heavy vehicle, pedestrian, and bicycle traffic. Hiawatha Avenue has busy intersections where turning vehicles cross through traffic. Downtown intersections can be difficult when drivers are watching traffic signals, pedestrians, buses, and vehicles entering from side streets.
Winter creates another set of problems for Minneapolis drivers. Black ice, snow-covered lane markings, reduced visibility, and freezing temperatures can turn a familiar commute into a dangerous trip. Bridges, freeway ramps, and intersections can become slippery even when nearby roads appear clear.
After a winter collision, the insurance company might argue that nobody was responsible because the roads were icy. But weather alone doesn’t explain why a crash happened. Drivers must adjust their speed and following distance to the conditions. A driver traveling at the posted speed limit can still be driving too fast for an icy road.
Our attorneys examine the weather, road conditions, vehicle damage, and accounts of what happened. Photos taken immediately after a winter crash can be valuable because snow removal, melting ice, and changing weather can alter the scene within hours.
Minneapolis road construction creates different hazards during warmer months. Lane closures, temporary traffic patterns, detours, and sudden slowdowns can contribute to rear-end and sideswipe collisions. More pedestrians and cyclists are also using streets near downtown, the University of Minnesota, and popular commercial corridors.
When a collision happens in a construction zone, photographs of temporary signs, lane markings, barriers, and traffic patterns can help establish what drivers encountered.
The city is working to make roads safer, but those improvements take time. In the meantime, reckless driving, speeding, and failure to yield continue to put Minneapolis drivers at serious risk.
After a crash, it can feel like everything’s coming at you at once. Calls from the insurance company, doctor’s visits, and missed work. It’s a lot, and honestly, it’s easy to get pushed around if you don’t know how the system works. That’s where we come in.
Hiring a car accident lawyer doesn’t just take stress off your plate. It can make a real difference in how your claim is investigated, documented, and negotiated.
Here’s how we help from the start:
A previous injury can become a major issue during settlement negotiations. An insurer might point to an old back injury and argue that a recent collision caused no additional harm.
We’ve handled cases involving this exact argument. Our attorneys compare medical records from before and after the crash, examine changes in treatment, and document how the new injury affected the client’s health and ability to work.
In one case, an insurance company blamed a woman’s need for neck surgery on an earlier accident. Meshbesher & Spence took the case to trial and secured a jury verdict exceeding $300,000.
A car crash doesn’t just wreck a vehicle. It turns life into a series of unexpected expenses. Medical treatments, lost income, and physical pain take a toll. No one should be stuck covering these costs when someone else caused the damage. Minnesota law allows those injured by a careless driver in Minneapolis to recover losses.
At Meshbesher & Spence, we take action for those injured in crashes, pursuing compensation for:
For someone with a permanent injury, the largest expenses can come years after the accident. Future treatment, reduced earning ability, and the need for assistance at home can have a significant effect on the value of a claim. Our attorneys account for those losses before evaluating a settlement offer.
A driver required neck surgery after being rear-ended. The insurance company denied responsibility, blaming a prior accident. Meshbesher & Spence took the case to trial, where expert medical testimony helped secure a jury award of over $300,000.
No two car accidents are the same, so it follows that no two case values are identical either. The value of your Minneapolis car accident case depends on a number of key factors, including the severity of your injuries, the impact on your ability to work, and the overall cost of your medical treatment and recovery.
At Meshbesher & Spence, we take the time to understand every detail of your situation. We look at immediate expenses like emergency care and car repairs, along with long-term costs: future medical needs, physical therapy, lost earning potential, and the pain and suffering you’ve endured.
Some clients come to us after receiving a settlement offer while they’re still undergoing treatment. The insurer might have accounted for an emergency room visit and a few missed paychecks without considering future surgery, ongoing physical therapy, or permanent work restrictions.
Once you accept a settlement and sign a release, you can lose the right to seek additional compensation for those injuries. That’s why our attorneys examine what the injury has already cost and what the client will need in the years ahead before recommending an offer.
Whether your case involves a straightforward claim or complex litigation, our team will build a strong case backed by evidence, expert testimony, and decades of experience. And because we work on a contingency fee basis, you don’t pay attorney fees unless we win.
Want to know what your case might be worth? Contact us online or call (612) 339-9121 for a free consultation.
Car accidents in Minneapolis are often the result of preventable driver errors. Some of the top causes include:
Determining the cause of a crash isn’t always as simple as identifying a traffic violation. A driver might deny using a phone, claim the light was green, or blame poor road conditions. Our attorneys investigate the evidence behind those explanations, including witness accounts, available recordings, and vehicle damage.
These behaviors continue to put Minneapolis drivers at risk. When someone else’s careless driving causes a collision, Meshbesher & Spence can investigate what happened and pursue compensation for your injuries.
In simple terms, “liability” means who is at fault for causing the accident. To get compensation from the person who hurt you, we need to prove that they were careless and their carelessness caused the crash.
In Minnesota, proving fault means showing four main things about the other driver:
We use the following to prove liability:
Minnesota follows a rule called modified comparative negligence. This means if you are found partly at fault, your compensation will be reduced by your percentage of responsibility.
For example, if your damages total $100,000 and you’re found 20% responsible for the accident, your recovery would be reduced to $80,000. If your share of fault is greater than the other driver’s, you cannot recover damages from that driver. Cases involving multiple responsible parties require a separate analysis.
Insurance companies sometimes argue that an injured driver was speeding, failed to brake, or should have avoided the collision. Those accusations matter because even a small percentage of assigned fault can reduce compensation.
Our attorneys investigate the physical evidence, witness accounts, and available recordings to challenge claims that unfairly shift responsibility.
Taking certain steps after a car crash can mean the difference between getting what you need and being stuck with bills that should never have been yours. Here’s what to do:
A few additional steps can prevent problems later:
Contact an attorney as soon as you have concerns about your injuries, insurance coverage, or who caused the crash. You don’t need to wait for the insurance company to deny your claim or make a settlement offer.
Early legal involvement gives our attorneys time to obtain available recordings, contact witnesses, investigate disputed fault, and identify insurance coverage. It also helps prevent mistakes such as signing an overly broad medical authorization or accepting a settlement before your recovery is complete.
More than 1,000 satisfied clients have turned to Meshbesher & Spence for legal help. Our client reviews offer a firsthand look at their experiences with our attorneys, from the first conversation through the resolution of their cases.
If you or a loved one has been injured in a car crash in Minneapolis, the aftermath can be overwhelming. Below are helpful local resources to guide you through the recovery process, from reporting the accident to seeking medical care and legal support.
If police responded to your accident, the report can be a critical part of your case.
Minneapolis Police Department Records Unit
505 Fourth Ave. S., Minneapolis, MN 55415
Use this to request a copy of the official police report if your accident occurred within Minneapolis city limits.
Minnesota Department of Public Safety – Crash Reports
You can request crash records and find information about state reporting procedures.
After a serious crash, getting immediate medical attention is crucial, even if you feel okay at first.
Level I Trauma Center
701 S. 8th St., Minneapolis, MN 55415
(612) 873-3000
800 E. 28th St., Minneapolis, MN 55407
(612) 863-4000
The impact of a crash isn’t just physical. These local organizations can help with recovery:
Minnesota Brain Injury Alliance
Resources for concussion and TBI recovery
(612) 378-2742
Information on safe and accessible transportation options after an injury.
Minnesota No-Fault Insurance Overview
Learn about the benefits available under Minnesota’s no-fault insurance system.
Minneapolis Impound Lot Locator
Check whether your vehicle was towed or impounded after the accident.
If you’re getting calls from an insurance adjuster, having trouble getting medical bills paid, or wondering whether a settlement offer is enough, our attorneys can help you decide what to do next.
Meshbesher & Spence has represented injured Minnesotans for more than 60 years and recovered over $1.1 billion for clients. Our firm has earned Best Law Firms recognition, and we offer free consultations with no attorney fees unless we win.
Call (612) 339-9121 or contact us online to discuss your accident.
Content reviewed by Anthony Nemo, a Minneapolis car crash attorney with more than 30 years of experience.
Start by looking for an attorney who regularly handles car accident claims in Minnesota and has experience with cases involving injuries similar to yours. Review the firm’s case results, client testimonials, and trial experience. You’ll also want to know who will handle your case and how often you’ll receive updates.
Meshbesher & Spence has represented injured Minnesotans for more than 60 years, recovering over $1.1 billion for clients. We offer free consultations so you can ask questions and learn how we would approach your case.
Ask about the attorney’s experience handling car accident claims, including cases involving disputed fault, serious injuries, and insurance companies that refuse to settle. Find out whether the attorney has taken cases to trial, who will be your main contact, and how fees and case expenses are handled.
You should leave the conversation understanding what the attorney expects from you, how the firm communicates with clients, and what happens next if you decide to hire them.
Even a low-speed collision can cause injuries that aren’t immediately apparent. Neck pain, headaches, and back injuries can develop in the days following a crash. What initially seems like a minor accident can become more serious if symptoms persist or interfere with work.
If you’re injured, the insurance company questions your treatment, or you’re offered a settlement before you know the extent of your injuries, speaking with a Minneapolis car crash lawyer can help you understand your options.
You can check an attorney’s license status and public disciplinary history through the Minnesota Lawyer Registration Office and the Minnesota Office of Lawyers Professional Responsibility. You can also review the attorney’s professional background, case results, client reviews, and recognition from legal organizations.
Meshbesher & Spence has served Minnesota clients for more than six decades and has received Best Law Firms recognition. Our attorneys’ biographies and experience are available on our website.
If an uninsured driver caused your accident, you could still have coverage through your own auto insurance policy. Minnesota requires uninsured motorist (UM) coverage, which can provide compensation for qualifying injuries caused by a driver who doesn’t carry liability insurance.
Your Personal Injury Protection (PIP) benefits can also cover certain medical expenses and lost wages, regardless of who caused the crash. Our attorneys can review your policy, identify available coverage, and help you pursue an uninsured motorist claim.
Yes. Passengers injured in Minnesota car accidents can pursue compensation even though they weren’t driving. Depending on the circumstances, a claim could involve the driver of the vehicle you were riding in, another driver who caused the collision, or both.
Minnesota’s no-fault insurance system also provides PIP benefits to qualifying injured passengers. Which policy pays those benefits depends on the passenger’s insurance circumstances and the state’s coverage priority rules.
Our Minneapolis car accident attorneys can investigate who caused the crash, determine which insurance policies apply, and help injured passengers pursue compensation.