Minnesotans aren’t strangers to car accidents. According to the Minnesota Department of Public Safety,over 72,000 car accidents were reported in 2011. A car accident can be a scary and frustrating experience. Between dealing with medical injuries and tackling mountains of…

Minnesota law requires all motorists to maintain minimum levels of insurance coverage. Despite this legal requirement, there are thousands of motorists on Minnesota roads without any insurance at all. If injured in a motor vehicle accident with an uninsured motorist, your legal rights may be limited. As such, it is critical to have adequate uninsured motorist coverage o…

In Minnesota, all of us good citizens who carry insurance on our automobiles (sad to say there are a lot of not-so-good citizen drivers out there who do not insure their vehicles) have what is called “NO-FAULT PERSONAL INJURY PROTECTION (PIP) COVERAGE”. This PIP coverage includes at least $20,000 in medical coverage for treatment of motor vehicle related injuries, includin…

In Minnesota, every operator of an automobile must carry liability, uninsured motorist, underinsured motorist coverage and no-fault coverage. However, officials with the Insurance Research Council estimate as many as one out of seven Minnesota drivers, or about 14 percent of the state’s vehicle owners, don’t have the legal minimum auto insurance required by law.

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When you are involved in a serious auto accident involving costly medical bills, the limits on any applicable auto policy can quickly be exceeded. In other words, once the primary insurance coverage runs out, your personal umbrella policy kicks in.

There are two ways an umbrella policy can protect you.

First, if you cause an accident and hurt someone …

Buying a new insurance policy can feel a bit overwhelming. Searching for the best coverage at the best price from a reliable agency becomes even more complicated if you don’t know what you’re looking for – especially when it comes to policy limits.

Though insurance policies are filled with legalese that’s meant to clarify coverage, for the average person, even a phrase …

Summertime is a great time for getting together with friends and family. Unfortunately, it’s also a prime time for injuries and accidents. Andrew Davick, partner in law firm Meshbesher & Spence in Rochester, Minnesota, described why accidents are more prevalent during the warm summer months and what Minnesota residents can do to stay safe.
Summertime Accidents

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Summertime is a great time for getting together with friends and family. Unfortunately, it’s also a prime time for injuries and accidents. Andrew Davick, partner in law firm Meshbesher & Spence in Rochester, Minnesota, described why accidents are more prevalent during the warm summer months and what Minnesota residents can do to stay safe.
Summertime Accidents<...

Although car insurance is a topic that causes most people’s eyes to glaze over, having a basic understanding of the different types of coverage, the minimum requirements by law, and what you really need to protect yourself liability-wise is indispensable to every driver.

Kicking off a series of tips, Meshbesher & Spence’s Josh Tuchscherer, a personal injury lawy…

Possessing a working knowledge of the different types of car insurance is important for all motorists, even if it’s about as thrilling as watching a turtle cross the Sahara. In part three of this series, Meshbesher & Spence’s Josh Tuchscherer, who specializes in representing families and individuals in cases involving personal injury and wrongful death, talks about liabili…