Minnesota Workers' Compensation Benefits

Does Workers' Comp Cover Medical Costs?

Paying for Medical Under Workers' Compensation

The employer and workers’ compensation insurer should pay for the cost of all reasonable and necessary health care treatment related to your work injury, including the following:

Injured workers can and should choose their own healthcare provider with very few exceptions that do not apply to most employees injured at work. In the majority of cases, your employer cannot make you seek treatment with their preferred providers. 

What You Need to Know

Keeping Track of Medical Expenses

Limitations & Restrictions In Coverage

Certain types of medical care are limited by the Minnesota Treatment Parameters, including chiropractic care, which is typically limited to 12 weeks of treatment. 

Treatment by unlicensed complementary and alternative health care providers is not paid. Long-term treatment with opioid medication is subject to strict rules and regulations under these same parameters.  

Additional Coverage

Your employer is responsible for providing, replacing, or repairing any medical equipment that is considered compensable as a result of the work injury including, but not limited, to:

Home modifications and nursing services are also available in certain circumstances.

Mental Health Coverage

If your work-related physical injury caused, aggravated, or accelerated a mental health condition such as depression, anxiety, adjustment disorder, etc., you may also be entitled to medical benefits for treatment related to these conditions.

Ensuring you receive the workers’ compensation benefits to which you’re entitled is a complicated process. With our extensive experience in representing workers injured in Minnesota and a proven track record of success, we can guide you through the complex process of work injury claims.

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