College Student Fights Denied Medical Claims (Lapse in Treatment)

A full time college student who also worked more than 20 hours per week was in a car accident and sustained injuries. Even though she received medical treatment for a few months following a car accident, she learned to deal with her injuries on her own. After a lapse of formal treatment for one year and four days, she returned to her doctor when her symptoms became unbearable. The auto insurer refused to pay for her medical expenses because of the year lapse in treatment. Her attorney, Mark Streed, argued that she had been dealing with an “ongoing disability” during the one year lapse and that her insurance company was required to pay for her treatment under Minnesota law. The Minnesota Supreme Court agreed and ruled in her favor in a landmark decision on No Fault law. | MN Supreme Court CITATION: 562 N.W2.d 289