Minnesota Car or Automobile Accident Lawyer and Attorney
Automobile accidents injure millions of Americans each year. Car accidents are also the leading cause of brain and spinal cord injury in the United States, as well as a leading cause of neck and back injuries, orthopaedic injuries and neurologic injuries. Because of the devastating impact an injury has on a person's life, car accidents are often the subject of personal injury claims and lawsuits. Motor vehicle accidents involve complex insurance claims which normally involve two or more insurance companies. The insurance companies have experienced adjusters and attorneys looking out for them. An injured accident victim should have an experienced attorney look out for him or her as well.
Insurance claims can be overwhelming, time-consuming and confusing. Injury victims may face lost wages, high medical bills, repair bills and other out of pocket expenses. It is important to have a qualified car accident attorney in your corner, making sure the proper investigation is completed, the insurance benefits are coordinated and that you, as the accident victim, are properly compensated.
Most states allow those who have suffered personal injury to recover damages for pain and suffering, disability, disfigurement, wrongful death, emotional distress, scarring, loss of enjoyment of life, interference with marital and/or parental relationships, and other types of general damages. In addition, accident victims may be entitled to recover for "special" or "economic" damages related to items such as past, present and future medical bills, lost wages and future earnings and earning capacity, and other out-of-pocket expenses. Some states also require that certain "no-fault" benefits be paid following a traffic accident. Additional issues involve payment of health insurance benefits and subrogation or right of repayment claims by health insurers at the time the personal injury recovery is achieved.
Automobile injury claims in Minnesota are unique. Every time you are involved in an automobile accident, there are two potential claims that may brought, a no-fault claim and a liability claim.
1) A No-fault claim is made to your own insurance company or the insurance company that insured the car in which you were riding. A no-fault provision of your insurance policy will cover medical expenses, wage loss, replacement services and other benefits up to the policy limits. You should call your insurer promptly to report the accident and the company will send you an application for benefits form to get the claims process started.
The insurance will verify your expenses before they will be paid or reimbursed to you. This means before you are paid, the company will need copies of your bills, medical records, doctors' disability statement and wage loss verification from your employer.
2) A liability claim exists when another person is at fault for causing the collision. If this is the case you may have a right to compensation for your injuries including pain, suffering and mental distress from the person at fault and their insurance companies.
It is very important to see a doctor promptly, if you are injured. This will document your injuries in a medical record. If you or a loved have been injured as a result of an automobile accident or if you are just seeking information, please fill out the form below and an attorney will contact you within 24 hours. |
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