Insurance
Insurance
The family-owned-vehicle exclusion in the family vehicle policy is unenforceable when an individual, who owns and is operating a vehicle that is insured by his employer, is injured in a motor-vehicle accident with an uninsured driver, Minn. Stat. sec. 65B.49, subd. 3a(7) (2006), does not bar the individual from recovering excess uninsured-motorist benefits from an insurer that provides coverage on a different family vehicle.
Stewart v. Ill. Farmers Ins. Co. (Minn.Ct.App)
The family-owned-vehicle exclusion in the family vehicle policy is unenforceable when an individual, who owns and is operating a vehicle that is insured by his employer, is injured in a motor-vehicle accident with an uninsured driver, Minn. Stat. sec. 65B.49, subd. 3a(7) (2006), does not bar the individual from recovering excess uninsured-motorist benefits from an insurer that provides coverage on a different family vehicle.
Stewart v. Ill. Farmers Ins. Co. (Minn.Ct.App)
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